Financial Planning
Financial Planning is about looking at your personal situation, putting a pro-active plan in place that can be tweaked throughout life’s milestones, or when life throws you a curve ball that requires some attention. At Xen Wealth, we offer tailored financial advice unique to you and your needs.
Cashflow & Tax
What financial goals do you have in mind?
Saving a deposit to purchase a property
Purchasing a share portfolio
Saving for your child’s education
We can assist with a cashflow management plan to help you achieve these goals, if not more.A tailored plan can be put in place to minimise tax implications.
Property
Do you invest in property or shares?
We provide you with the facts to help you decide whether property or investing in shares meets your financial goals of creating wealth.
Debt
What is the difference between good debt and bad debt?
How can you structure debt in order to maximise tax considerations?
We can assist with a review of your assets and liabilities to ensure debt is structured accordingly.
Personal Insurance
What plans have you got in place in the event you become:
Critically ill?
Seriously injured or disabled?
Unable to work?
Pass away?
We all work hard to provide a stable future for those we care for the most. What plans do you have in place to protect the ones you love? We can assist with making sure you have the appropriate levels of personal insurance in place that meet your personal needs.
Equities
What is equity in the world of investing?
How can one use equity to increase their investment portfolio?
What should one’s investment portfolio like?
Financial Planning can provide structured advice so that you are striking the right balance.
Retirement
We all know that superannuation is a savings investment vehicle to assist us with funding in our retirement.
Do you know where your superannuation is invested?
Do you have more than one superannuation account?
We can assist with a review of your superannuation to ensure you are not paying too much in fees. We can also check to ensure that your super is on track for growth with the long term in mind.
Estate Planning
What would happen to your assets if you were to pass away?
How do you ensure your intentions are carried out so that those assets you have worked hard to protect are passed on to the right people at the right time?
We can assist with the facilitation of Estate Planning documents. Eg: Will and Enduring Power of Attorneys. This may also include instructions to ensure you have the appropriate nominations in place within your superannuation and personal insurance policies.
LET’S WORK TOGETHER
Need some financial planning support?
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